Who is this payment solutions article for?
- For sellers on Shopify and other CMSs, who enable card payments.
- For sellers who operate via PayPal and want to see real rates and differences by country.
- For entrepreneurs who transfer funds from international sales to Ukrainian banks, Wise, Swift, Payoneer or other channels.
What are Western Bid's payment solutions?
Western Bid payment solutions are a set of tools for accepting payments from international customers and the subsequent disbursement of funds to the seller. The page helps compare fees, payout timelines, limits, and restrictions for different payment methods.
Comparison of main scenarios
| Scenario | What to consider | Who is it suitable for |
|---|---|---|
| PayPal | Fees depend on the buyer’s country | Sellers who already use PayPal |
| Stripe / Authorize | There is a percentage fee plus a fixed per-transaction rate | Shopify store owners and other websites |
| Bank withdrawals | Limits, payout timing, and withdrawal frequency | Sellers who value stable payouts |
| Wise / Swift / Payoneer | Convenient for international and flexible scenarios | For those who work with multiple countries and currencies |
PayPal fee for receiving payments in US dollars
| Country where the payment is received | PayPal fee for receiving payments in US dollars |
|---|---|
| United States | 1.9% plus $0.30 |
| Other countries | 2.9% plus $0.30 |
Credit card processing fees on Lavky and in stores on Shopify, WordPress, OpenCart and other CMS platforms
| Payment system | Conditions for USD payments | Fee |
|---|---|---|
| Authorize | Credit in USD | 3.5% plus $0.15 |
| Stripe | USA, for US cards | 2.9% plus $0.30 |
| Stripe | Other countries | 4.4% plus $0.30 |
| Stripe | Currency conversion | Additional 1% |
Payment system tariffs
Withdrawal to a USD card at PrivatBank
| Parameter | Conditions |
|---|---|
| Maximum withdrawal amount | 100000 UAH / 2200$ per month |
| Maximum number of transactions | 20 transactions per month |
| Withdrawal fee | Free* — not more frequent than once every 7 days. If more frequent, including to an account — $3.00 per withdrawal regardless of amount. |
| Withdrawal processing time | 2 business days |
Card payout to PrivatBank in currency
* – The tariff is in effect during the period of martial law in Ukraine
| Parameter | Conditions |
|---|---|
| Bank commission | 1% |
Withdrawal to a PrivatBank card in hryvnias
* – The tariff is in effect during the period of martial law in Ukraine
| Parameter | Conditions |
|---|---|
| Bank commission | 0% |
Withdrawal to the sole proprietor's account in PrivatBank
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | $9900 for 24 hours |
| Transfer fee | Free* — no more than once every 7 days. If more frequent, including to an account — $3.00 per withdrawal regardless of the amount. |
| Withdrawal processing time | 2 business days |
Please note!
From June 2025, PrivatBank has reduced the maximum monthly payment limit on personal cards and accounts from 399,999 UAH to 100,000 UAH. The changes are related to NBU Resolution No. 162 and are aimed at streamlining the financial system by clearly separating personal and business payments.
Withdrawal to a USD or UAH Monobank card
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | Maximum withdrawal amount: $3000 per day / $12000 per week |
| Withdrawal fee | Free* — not more than once every 7 days. If more frequent — $3.00 per withdrawal regardless of amount. |
| Withdrawal terms | 2 business days |
Withdrawal to the sole proprietor's Monobank account
| Parameter | Conditions |
|---|---|
| Withdrawal terms | $5000 per 24 hours |
| Withdrawal fee | Free* *Not more often than once every 7 days. If more frequent, including to a card — $3.00 per withdrawal regardless of amount. |
| Withdrawal processing time | 2 business days |
Payoneer debit card from MasterCard
For all the countries Western Bid works with
Current rates may vary; you can check them on Payoneer’s website
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | Minimum withdrawal amount: $100. Maximum withdrawal amount is not limited. |
| Withdrawal terms | 1 business day |
Cash on delivery
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | Maximum withdrawal amount: $50000 — one withdrawal request every seven days. Minimum withdrawal amount – $300 |
| Transfer fee | 1.9% of the amount, deducted from the transfer amount. 1.9% + $10, if the withdrawal amount is less than $2000. |
| Withdrawal processing times | 1–2 business days |
Bank transfer, Wire Transfer, Swift
| Parameter | Conditions |
|---|---|
| Withdrawal terms | No limit |
| Transfer fee | $25.00 regardless of amount |
| Withdrawal timeframes | 2–3 business days |
Withdrawal of funds from Western Bid to Wise
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | No limit |
| Transfer cost | Free |
| Withdrawal terms | 1 business day |
Receiving USDT cryptocurrency
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | Minimum withdrawal amount: $40.00 |
| Transfer cost | 0.2% + $0.45 for withdrawal to ERC20 0.2% + $1.00 for withdrawal to TRC20 |
| Withdrawal terms | 1–2 business days |
Receiving funds to Revolut card
| Parameter | Conditions |
|---|---|
| Withdrawal conditions | Minimum withdrawal amount: $50.00. Maximum withdrawal amount: $1500.00 per day. |
| Transfer cost | Free |
| Withdrawal terms | 1–2 business days |
Western Bid withdraws money to PrivatBank cards and Monobank once every seven days for free (the date of the free period report is the date of processing the request, not the date of creating the withdrawal request).
Frequently Asked Questions
What is the PayPal fee when receiving payments in US dollars?
For the US, 1.9% plus $0.30 is shown, for other countries — 2.9% plus $0.30.
What is the Stripe fee for payments in dollars?
For US-issued cards the page lists 2.9% plus $0.30, for other countries — 4.4% plus $0.30. An additional 1% is charged for currency conversion.
What is the rate for Authorize?
For credit card payments via Authorize, 3.5% plus $0.15 per transaction is specified.
Are there any limits on withdrawing funds to a USD PrivatBank card?
Yes. The page lists a maximum amount of $2,400 USD or 100,000 UAH per month.
How long does it take to withdraw funds to Ukrainian banks?
For several scenarios on the page, the approximate timeframe is about 2 business days, but the exact period depends on the withdrawal method.
Can funds be withdrawn to Wise?
Yes. For Wise, the page indicates withdrawals without limits, free of charge, with a 1 business day processing time.
Is withdrawal in cryptocurrency USDT available?
Yes. The minimum amount is $40, and the fee depends on the network: ERC20 or TRC20.
Is there an alternative to a bank account or card?
Yes. The page also includes options via Payoneer, Wise, Swift, USDT, and Revolut.